Gambling on your willpower
Don’t turn Afterpay into After-payn Any keen shopper has probably come across the modern-day lay-buy services available (buy now→pay later). But buyers beware – the perceived ‘smaller’ cost of instalments over several weeks – may give you a false sense of financial comfort with your new shopping delight! Afterpay and ZipPay are the two most known in Australia […]
Who owns your extra mortgage payments?
Who owns your extra mortgage payments? We are constantly told to “Make extra payments on your loan. Pay your loan off”. But if you have made extra payments, when times get tough and you need to redraw, could you? According to a recent Household Financial Comfort Report1 more Australians are feeling strapped for cash and are […]
Could You Retire On One Property?
Could you retire on one property? According to a recent ‘Super Shortage’ study1, for Australians to live the retirement lifestyle they aspire to from 65, their savings will last just five years. With the average life expectancy of Australians being 82.5 years old, this creates a super shortage of 12.5 years. Avoid a tough retirement There are […]
Use Your Tax Refund Now
Tax relief is coming for about 10 million1 Australian tax payers. Plan ahead now for the best ways to use (not spend!) your tax refund. From 1 July 2018, most Australian taxpayers will enjoy a tax cut. There are three major phases, the first of which applies to the next four financial years until 30 June […]
