Gambling on your willpower

Don’t turn Afterpay into After-payn!  Any keen shopper has probably come across the modern-day lay-buy services available (buy now→pay later). But buyers beware – the perceived ‘smaller’ cost of instalments over several weeks – may give you a false sense of financial comfort with your new shopping delight! Afterpay and ZipPay are the…

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Could You Retire On One Property?

Could you retire on one property?  According to a recent ‘Super Shortage’ study1, for Australians to live the retirement lifestyle they aspire to from 65, their savings will last just five years. With the average life expectancy of Australians being 82.5 years old, this creates a super shortage of 12.5 years. Avoid…

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Use Your Tax Refund Now

Tax relief is coming for about 10 million1 Australian tax payers. Plan ahead now for the best ways to use (not spend!) your tax refund. Tax changes ahead From 1 July 2018, most Australian taxpayers will enjoy a tax cut. There are three major phases, the first of which applies to…

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